Summer 2025
Recent tariff-related headlines and market fluctuations may have you wondering – what does this mean for my pension?
It’s natural to feel concerned when headlines point to downturns or instability in the market. The good news is that our pension plan is designed to withstand volatility and remain stable, even during these uncertain times.
A PENSION YOU CAN COUNT ON
The pension you are receiving every month is secure as it is not directly tied to investment performance. The plan’s assets are also held separately from the Church’s funds by an independent custodial trustee, in accordance with pension legislation.
STAYING THE COURSE IN TIMES OF UNCERTAINTY
If you hold a RRIF or other market-based investments, remember these best practices during periods of volatility:
1. Stick to your plan: Check if your asset mix has strayed off course. If it has, consider rebalancing to stay aligned with your long-term goals.
2. Diversify your portfolio: A well-balanced mix reduces risk across the board.
3. Review regularly: Ensure your investments still align with your goals and risk tolerance.
When in doubt, speak with a financial advisor to help keep your plan on track.
OUR COMMITMENT TO YOU
Market conditions may fluctuate, but our commitment to protecting your pension and maintaining the long-term stability of the plan remains strong. It’s our priority to keep you informed with the most current information and regular updates about the status of our plan. You can feel confident knowing that the Church continues to support your retirement income and financial well-being.
To access the Pension and Benefits Board report and recommendations to the 2025 General Assembly, visit the PCC website at:
www.presbyterian.ca/gao/ga2025
Welcome to the Pension & Benefits webpages of the Presbyterian Church in Canada website. We are excited to show you around!
Whether you are an Active Member, a Retired Member or a Treasurer, we provide all the resources and information you need to help with any questions or inquiries you may have regarding your pension and benefits.
First Stop: Our Home Page
The Home Page offers timely, important reminders and resources on banners, from webinars to group benefit information, to keep you informed. From there, Active Members, Retired Members and Treasurers have their own webpages. These offer a variety of personalized information, guides, forms, policies and resources.
Next Stop: Retired Member’s Page
The Retired Member’s page provides up-to-date information for all retired members of the Pension and Benefits plan, of the Presbyterian Church in Canada. This includes the following resources, policies, forms and more:
| Group Benefits | Pension Plan Information | Sun Life Health & Dental |
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| Your Contact Information | Contact Newsletter |
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Final Stop: Email Communications
Web resources and communications not only include the Pension and Benefits webpages,
but also email communications. These email communications offer important information regarding The Presbyterian Church in Canada’s Pension Plan, as well as updates and yearly rates for the Health and Dental plan.
To make sure you are receiving these email communications, please contact us with an up-to-date email address at
To take a visit, head over to:
www.presbyterian.ca/pensionandbenefits
Ethical and eco-friendly replacements for everyday products are not just easily available, they’re diverse, accessible, and effective! From the kitchen to the closet, our daily routines are littered with products that may be convenient, but can be costly and contribute significantly to environmental issues. Below are examples of alternative products that can be used to save money, reduce waste and avoid unwanted chemicals.
1. Bottled liquid detergent -> switch to -> Detergent sheets
2. Plastic food wrap -> switch to -> Beeswax wrap
3. Bottled liquid shampoo -> switch to -> Shampoo bars
4. Dryer sheets -> switch to -> Wool dryer balls
Your Biennial Pension Statements were prepared and mailed out at the end of May. Along with your statement, we have included important information about electronic communications starting in 2026.
We encourage you to review your statement carefully and contact us with any questions, concerns or updates, or if you have not received your statement by the end of June.
Keeping Your Records Up-to-date…
Life moves fast and making changes to your information can often slip your mind. To help make sure you are always informed and to keep your records updated, we ask that you contact us with any changes to your information.
This includes:
- Changes to your address, phone number or email
- Life events that include marital status changes, birth, adoption or death
- A second contact or Power of Attorney
- Any changes that may include your Beneficiaries
Presbyterian Church – Pension and Benefits Department
50 Wynford Drive
Toronto, ON M3C 1J7
Phone: 1-800-619-7301
www.presbyterian.ca
Sun Life Customer Care Centre
Phone: 1-800-361-6212
www.mysunlife.ca
App: MySunLife
ComPsych Guidance Resources Program
Phone: 1-866-641-3847
TDD: 1-877-373-4763
www.guidanceresources.com
App: GuidanceResources Now
| 2024 | 2025 |
|---|---|
| The Rev. Sang-Yub Ahn The Rev. Peter Barrow The Rev. Diane Beach The Rev. Diane E. Boyd The Rev. Leslie Blake Carter The Rev. Deane G. Cassidy The Rev. Dr. Stephen Y.S. Chen The Rev. Dr. Douglas J. Fox The Rev. Robert F. Flindall The Rev. Robert C. Jones The Rev. Robert H. Kerr The Rev. John E. Kurtz The Rev. G. Clair MacLeod Mrs. Margaret M. MacMaster Mrs. Marion Donna Mawhinney Mrs. Dolena M. McLean The Rev. David Murphy Ms. Rebecca M. Neil-Murdy Mrs. Nancy L. Penny Mrs. Lorna E. Prideaux The Rev. Fredrick J. Reed Mrs. Josephine Sinclair Mrs. Sandra L. Sowerby |
Ms. Ina Adamson Mrs. Jean M. Boyne The Rev. Gerard J. Bylaard Mrs. Muriel Caldwell The Rev. H. Lane Douglas The Rev. Brenda J. Fraser Mrs. Norreen S. Gillanders The Rev. John Hibbs Mrs. Jean L. Jarvis Mrs. M. Jean MacDonald The Rev. D. Ross MacDonald Mrs. Irene Manahan Mrs. Jenipher I.R MacKenzie Mrs. Enid MacLeod The Rev. Dr. Gordon J. Matheson Mrs. Jean E. S. McIntyre The Rev. Bruce A. Miles Mrs. Anne H. Morton Mrs. Hazel G. Reed The Rev. Joseph E. Riddell The Rev. Michael Glen Sampson The Rev. Marion F. Schaffer Mrs. Margaret M. Smith The Rev. Blake W. Walker Mrs. Helen C. Young |
About this newsletter
This newsletter provides summary information about the Presbyterian Church in Canada pension and benefits plans. It is not intended to be complete or comprehensive, or to provide legal or medical advice. If there are any discrepancies between this newsletter and the wording in the legal documents that govern the plans, the legal documents will apply in all cases. Our Pension Plan registration number is 0368902.