GuidanceResources is an added benefit for members of the group benefits plan that give members and their families confidential support, resources and information for personal and work-life issues at no charge. These services are strictly confidential and are available to you and your immediate family members 24 hours a day, seven days a week, by phone or online.
In today’s society, the number of dual-income families continues to increase. Parents are required to take on multiple roles and responsibilities and must find ways to balance work, family and leisure time.
If you are feeling pulled in too many directions at once, or if there never seems to be enough time to accomplish everything on your “to-do“ list, you may need to assess your work-life balance. Although juggling all of your responsibilities can seem like a daunting task, a balance can be achieved with a few simple changes.
What is work-life balance?
Individuals who have achieved work-life balance have learned to combine work and personal commitments into a healthy mix. Even if you love your career and experience great enjoyment in your work, this enjoyment should not come at the expense of family or leisure time.
We often find that the demands of work and family are pulling us in opposite directions. Caregiving duties and other family issues may require us to spend more time at home, while an important presentation may require long hours at the office. Finding a way to manage these multiple roles can lead to a happier and more productive life.
The following suggestions can help you to better balance work and family life:
• Build a support network. If providing care for an elderly or sick friend or relative, enlist the help of friends, neighbours and relatives whenever possible. This extra help can give you a much needed break.
• Delegate tasks. Do not be afraid to ask for help or to delegate responsibilities, both at work and at home. Children can be given age-appropriate jobs around the house, such as cleaning their rooms or taking care of pets.
• Set priorities and limits. Consider what is really important to you and what you value most in life. Once you identify your priorities, it will be easier for you to make decisions about how best to allocate your time. Focus on the big picture instead of on the small details, and keep in mind that you may still need to make sacrifices along the way.
• Stay flexible. When juggling different roles and commitments, plans can change very quickly. Saying flexible and keeping a sense of humour can ease the stress associated with changing demands.
• Discuss alternate work options. Many companies are realizing the value of work-life balance and have created flexible work arrangements. Discuss your situation with your supervisor and talk about the options that are available to you.
• Develop family traditions. The quality of the time that you spend with your family can be more important than the quantity. Create rituals for mealtime, bedtime and weekends to help create lasting memories and connections.
• Use technology to your advantage. Just because you are sitting in a waiting room does not mean that you cannot be productive. There are numerous devices available that can help you to stay connected even if you need to step away from the office.
• Learn how to say no. There will be times when one more activity or assignment will be too much for you to handle. Learning how to say no without feeling guilty is important for these situations.
• Appreciate your own efforts. Balancing roles is work in itself—work that should be rewarded. Take some time to acknowledge everything that you do. It is important to reward yourself occasionally and to give yourself some “down time.“
• Find an outlet for your own enjoyment. Everyone needs time to relax and de-stress. Taking time for yourself can benefit everyone, since you will emerge happier and more rested.
• Get organized. Keep a family calendar in a prominent place in your home. Assign a different coloured marked to each family member so that you can easily track activities. At work, find the time of day when you are most productive and turn off phones, email and other distractions. Plan to tackle projects and daily tasks during this time.
• Explore alternate options. Many communities offer child and elder care assistance programs. Your employee assistance program (EAP) can also be a valuable source of information about available resources.
Member Contributions: Members contribute a percentage of their pensionable income to the plan every month by payroll deduction. This percentage is approved each year by General Assembly. Read more on page 4 of Your Pension Plan.
Employer Contributions: Your congregation or employer also makes contributions to the pension plan. The amount of employer contributions is approved each year by General Assembly. Read more on page 4 of Your Pension Plan.
Retirement Age: Normal retirement age is 65. You can retire anytime after you reach age 55 with a reduced pension. Retirement can be postponed anytime after age 65, but under current law, pension payments must begin no later than the year in which you reach age 71. For more details on retirement age, early retirement or postponed retirement, see page 5 of Your Pension Plan.
Amount of Pension: Your pension is based on a formula that uses your pensionable income, income ratio, pensionable service, and maximum qualifying income. Read more on page 6 of Your Pension Plan.
If You Leave: If you leave the plan before you are vested, you will receive a refund of your contributions plus interest. If you are fully vested you are entitled to the commuted value of the pension you have earned. Read more on page 11 of Your Pension Plan.
Annual Pension Statements are sent to all members each May.
Your Pension Plan booklet (2016) provides information about The Presbyterian Church in Canada’s pension plan.
Have questions about retirement? Have a look at our Retirement and your PCC Pension Plan resource here.
Newsletter: Window on Your Pension and Benefits
Window…on your Pension and Benefits is a newsletter for active members of the pension and benefits plan, and is published each spring and fall. This newsletter contains details of health and dental benefits, messages from the Pension and Benefits Board, and important updates regarding the pension plan.
Continuation of Pension and Group Benefits Form – Members must complete this form prior to leave declaring their decision to stay in / suspend participation in both the pension plan and group life insurance benefits. Members can choose to opt to stay in one and not the other. Regardless of their choice, health and dental coverage will be maintained.
2. You will then be asked to enter your Organization Web ID:COM589
3. On the next page, you will be asked to enter the first five (5) characters of the name of your organization: Presb. When you’ve finished, click the Submit button on the bottom of the page.
4. On the next page, you will be asked to select your organization – Presbyterian Church in Canada – from a drop-down menu. When you have finished, click the Submit button at the bottom of the page.
5. You will then be asked to enter a User Name and Password. Both can be anything you would like but should be something you will remember. The User Name (often your name) must be at least six characters long and should have no spaces (ex. joesmith). The Security Questions are meant to prompt you if you forget your password. Make sure that you complete all required fields. When you’ve finished, click the Submit button at the bottom of the page.
6. You should now be registered on the website. If you have any problems registering or logging in to GuidanceResources Online, email Member Services at memberservices [at] compsych [dot] com.