GuidanceResources is an added benefit for members of the group benefits plan that give members and their families confidential support, resources and information for personal and work-life issues at no charge. These services are strictly confidential and are available to you and your immediate family members 24 hours a day, seven days a week, by phone or online.
October is Breast Cancer Awareness Month, a national program dedicated to increasing awareness of breast cancer issues, especially the importance of early detection. Breast cancer is the most common cancer diagnosed in women in Canada and the second leading cause of death from cancer.
When breast cancer is detected early and treated promptly, suffering and the risk of death can be significantly reduced. Women are encouraged to ask their doctors and other health care providers about mammography screening. Mammography (an X-ray picture of the breast) is the single most effective method to detect breast changes that may be cancer, long before physical symptoms can be seen or felt.
As women age, their risk of breast cancer increases. For most women, high-quality mammography screening should begin at age 40. As risk factors vary in everyone, each woman and her doctor should discuss the plan that’s right for her.
Symptoms of Breast Cancer
Breast cancer can cause the following changes:
A change in how the breast or nipple feels. This may include a lump or thickening in or near the breast or underarm area. It may also include tenderness in the nipple area.
A change in the size or shape of the breast or a change in the nipple’s appearance. For example, the skin of the breast, areola or nipple may be scaly, red or swollen. It may have ridges or pitting so that it looks like the skin of an orange
Although early breast cancer usually does not cause pain, you should see your health care provider if you experience breast pain or any other symptom that does not go away. Most often, these symptoms are not cancer, but it is important to check with your health care provider so that any problems can be diagnosed and treated as early as possible.
Early Detection is Key
When breast cancer is detected at an early stage of development, a number of effective treatment options are available, treatment can be less disfiguring and less toxic and the chances of survival are improved. A woman and her physician will choose the treatment that is right for her, based on the location and extent of the cancer, her age and preferences and the risks and benefits of each treatment. The basic treatment choices for breast cancer are surgery, radiation, chemotherapy and hormonal therapy.
Here when you need us. Call: 866-641-3847 TTY: 877.373.4763 Online: guidanceresources.co App: GuidanceNowSM Web ID: COM589
Member Contributions: Members contribute a percentage of their pensionable income to the plan every month by payroll deduction. This percentage is approved each year by General Assembly. Read more on page 4 of Your Pension Plan.
Employer Contributions: Your congregation or employer also makes contributions to the pension plan. The amount of employer contributions is approved each year by General Assembly. Read more on page 4 of Your Pension Plan.
Retirement Age: Normal retirement age is 65. You can retire anytime after you reach age 55 with a reduced pension. Retirement can be postponed anytime after age 65, but under current law, pension payments must begin no later than the year in which you reach age 71. For more details on retirement age, early retirement or postponed retirement, see page 5 of Your Pension Plan.
Amount of Pension: Your pension is based on a formula that uses your pensionable income, income ratio, pensionable service, and maximum qualifying income. Read more on page 6 of Your Pension Plan.
If You Leave: If you leave the plan before you are vested, you will receive a refund of your contributions plus interest. If you are fully vested you are entitled to the commuted value of the pension you have earned. Read more on page 11 of Your Pension Plan.
Annual Pension Statements are sent to all members each May.
Your Pension Plan booklet (2016) provides information about The Presbyterian Church in Canada’s pension plan.
Have questions about retirement? Have a look at our Retirement and your PCC Pension Plan resource here.
Newsletter: Window on Your Pension and Benefits
Window…on your Pension and Benefits is a newsletter for active members of the pension and benefits plan, and is published each spring and fall. This newsletter contains details of health and dental benefits, messages from the Pension and Benefits Board, and important updates regarding the pension plan.
Continuation of Pension and Group Benefits Form – Members must complete this form prior to leave declaring their decision to stay in / suspend participation in both the pension plan and group life insurance benefits. Members can choose to opt to stay in one and not the other. Regardless of their choice, health and dental coverage will be maintained.
2. You will then be asked to enter your Organization Web ID:COM589
3. On the next page, you will be asked to enter the first five (5) characters of the name of your organization: Presb. When you’ve finished, click the Submit button on the bottom of the page.
4. On the next page, you will be asked to select your organization – Presbyterian Church in Canada – from a drop-down menu. When you have finished, click the Submit button at the bottom of the page.
5. You will then be asked to enter a User Name and Password. Both can be anything you would like but should be something you will remember. The User Name (often your name) must be at least six characters long and should have no spaces (ex. joesmith). The Security Questions are meant to prompt you if you forget your password. Make sure that you complete all required fields. When you’ve finished, click the Submit button at the bottom of the page.
6. You should now be registered on the website. If you have any problems registering or logging in to GuidanceResources Online, email Member Services at memberservices [at] compsych [dot] com.